Julie D'Arcangelo - Coldwell Banker Residential Brokerage



Posted by Julie D'Arcangelo on 8/21/2018

In this day and age, thereís no reason to have to worry about forgetting to pay your bills on time. Thereís also no reason to have to write a check or even log into a website each month to pay your bills.

Using a combination of digital tools, itís possible to fully automate your bill-paying process so that you can spend less of your free time trying to remember your passwords and entering debit card numbers and more time doing the things that make you happy.

Benefits of auto-pay

There are plenty of reasons to automate your household bills. More free time and less time stressing about money are two of them. But, did you know that automation can also be a great way to help you boost your credit score?

Late payments on mortgages, student loans, utilities, internet, and cable bills can all negatively affect your credit score. By setting up auto-pay, you can make sure you make your payments on-time, helping to build your credit.

Another huge benefit of bill automation is that you can actually earn money and other rewards by making on-time payments.

For example, setting up your bills and utilities to charge to a credit card with cash back rewards can help you earn money by paying your bills. The one caveat is that you need to make sure you pay off your credit card balance in full each month. How do you do that? With auto-pay!

Where to automate

As I mentioned before, many monthly bills can be charged to a credit card which you can use to earn rewards. However, you wonít be able to use a credit card for all of your bills. Mortgage payments, student loans, auto loans, and oftentimes utility companies will require a checking or savings account with a routing number.

In these cases, itís still possible to set up auto-pay through either the companyís website, or through your bankís bill-pay feature.

Need help with a list of things you could be automating? Consider setting up auto-pay or bill-pay for these services:

  • Cable

  • Internet

  • Cell phone

  • Electricity

  • Entertainment (Netflix, Amazon Prime, Hulu, Spotify, etc.)

  • Rent

  • Mortgage

  • Student Loans

  • Insurance

Automation of the future

So, weíve covered some of the most common ways to automate your home expenses. However, recent technologies are making it even easier to run your home and keep up with the bills.

One new innovation is Amazonís Dash button. This service enables you to just tap a button on your smartphone or tablet whenever you need to order new pantry items for the home. Alternatively, you can subscribe for common household goods like cleaning productions, paper towels, and dish soap so that you never run out. And, with Amazon Prime, you donít have to worry about shipping costs.


Between home automation and auto-pay, you should be able to make your home significantly easier to manage and reduce the amount of stress related to paying the bills.





Posted by Julie D'Arcangelo on 8/15/2018

Here's your chance to own this WELL MAINTAINED 3 bedroom Colonial located in one of Greenwood's most loved neighborhoods! Featuring a gorgeous Farmers Porch, welcoming foyer, living room that opens to the formal dining room, kitchen with granite counters, custom tile back splash and stainless steel appliances, mudroom/home office that leads out to the deck, and half bath. Upstairs there are three bedrooms and an updated full bath.The lower level is finished with a half bath and pellet stove. You have to see this yard to truly appreciate it - your own PRIVATE OASIS complete with patio, mature landscaping, garage with screened in pool house, and an in ground salt water pool. Lots of recent updates including newer roof, driveway, vinyl siding, windows, A/C, blown in insulation, gas hot water tank, pool liner, and filter. About a 1/2 mile to the commuter rail, walk to the 136/137 bus, close to shopping, restaurants, schools, and downtown Melrose. OPEN HOUSE THURSDAY 8/16 6PM-7:30PM.

More Info on this Property | New Listing Alerts





Posted by Julie D'Arcangelo on 8/15/2018

This Single-Family in Litchfield, NH recently sold for $260,000. This Cape style home was sold by Julie D'Arcangelo - Coldwell Banker Residential Brokerage.


17 Century Lane, Litchfield, NH 03052

Single-Family

$269,900
Price
$260,000
Sale Price

3
Bedrooms
6
Rooms
1/1
Full/Half Baths
The chance you have been waiting for. Wonderful home in a sought after town which needs a little sweat to increase your equity. Home has new carpets on first floor, paint and bathroom. Move in and work on the projects and build equity. All major systems are in good working order. Needs some exterior landscaping and paint. 3 spacious bedrooms on the 2nd floor, large front to back family room with fireplace on the 1st. Don't delay, at this price in Litchfield it won't be around long.






Categories: Sold Homes  


Posted by Julie D'Arcangelo on 8/14/2018


65 Pine Street, Wakefield, MA 01880

Greenwood

Single-Family

$489,000
Price

8
Rooms
3
Beds
1/2
Full/Half Baths
Here's your chance to own this WELL MAINTAINED 3 bedroom Colonial located in one of Greenwood's most loved neighborhoods! Featuring a gorgeous Farmers Porch, welcoming foyer, living room that opens to the formal dining room, kitchen with granite counters, custom tile back splash and stainless steel appliances, mudroom/home office that leads out to the deck, and half bath. Upstairs there are three bedrooms and an updated full bath.The lower level is finished with a half bath and pellet stove. You have to see this yard to truly appreciate it - your own PRIVATE OASIS complete with patio, mature landscaping, garage with screened in pool house, and an in ground salt water pool. Lots of recent updates including newer roof, driveway, vinyl siding, windows, A/C, blown in insulation, gas hot water tank, pool liner, and filter. About a 1/2 mile to the commuter rail, walk to the 136/137 bus, close to shopping, restaurants, schools, and downtown Melrose. OPEN HOUSE THURSDAY 8/16 6PM-7:30PM.
Open House
Thursday
August 16 at 6:00 PM to 7:30 PM
Please stop by the Commuter Open House to take a look at this property.
Cannot make the Open Houses?
Location: 65 Pine Street, Wakefield, MA 01880    Get Directions

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Categories: Open House  


Posted by Julie D'Arcangelo on 8/14/2018


65 Pine Street, Wakefield, MA 01880

Greenwood

Single-Family

$489,000
Price

8
Rooms
3
Beds
1/2
Full/Half Baths
Here's your chance to own this extremely WELL MAINTAINED 3 bedroom Colonial located in one of Greenwood's most loved neighborhoods! Featuring a gorgeous Farmers Porch, welcoming foyer, living room that opens to the formal dining room, kitchen with granite counters, custom tile back splash and stainless steel appliances, mudroom/home office that leads out to the deck, and half bath. Upstairs there are three bedrooms and an updated full bath. The lower level is finished with a half bath and pellet stove. You have to see this yard to truly appreciate it - your own PRIVATE OASIS complete with patio, mature landscaping, garage with screened in pool house, and an in ground salt water pool. Lots of recent updates including newer roof, driveway, vinyl siding, windows, A/C, blown in insulation, gas hot water tank, pool liner, and filter. About a 1/2 mile to the commuter rail, walk to the 136/137 bus ~ close to shopping, restaurants, schools, and downtown Melrose. Truly a must see!
Open House
No scheduled Open Houses

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Categories: New Homes  




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