Julie D'Arcangelo - Coldwell Banker Residential Brokerage



Posted by Julie D'Arcangelo on 7/13/2018

This Single-Family in Wakefield, MA recently sold for $423,000. This Bungalow style home was sold by Julie D'Arcangelo - Coldwell Banker Residential Brokerage.


93 Spring Street, Wakefield, MA 01880

Greenwood

Single-Family

$429,000
Price
$423,000
Sale Price

8
Rooms
3
Beds
1
Baths
BEST BUY IN WAKEFIELD! This 3 bedroom home is nicely set back off the road on a 14,500 sq. ft lot! The first floor has an updated kitchen with tile floors, maple cabinets, Corian counters, and stainless steel appliances, dining room, living room with hardwood and custom cabinets, mudroom, and laundry. Upstairs there are three spacious bedrooms with closets, large full bath with newer vanity, cabinets, and granite counter, the bonus room makes a perfect home office or craft area, and a pull downattic. Outside there is plenty of off street parking, storage shed, and patio. Convenient Greenwood location - less than a mile to the train station and 136/137 bus, close to commuter routes, shopping, restaurants, schools, and downtown Melrose.

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Categories: Sold Homes  


Posted by Julie D'Arcangelo on 7/11/2018

This Single-Family in Reading, MA recently sold for $690,000. This Colonial style home was sold by Julie D'Arcangelo - Coldwell Banker Residential Brokerage.


516 West Street, Reading, MA 01867

Single-Family

$699,900
Price
$690,000
Sale Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Looking for a vibrant downtown, commuter rail, and good restaurants, not to mention great schools? This spacious colonial on the West side of town is pristine. Handy mudroom entry leads to a huge kitchen with hardwood flooring and stainless steel appliances and is open to a bright and inviting family room. An elegant dining room and living room complete the first floor. The second floor offers three spacious bedrooms including a massive master suite with huge walk in closet. The fourth bedroom and bonus room both with hardwood flooring and tremendous storage and closet space complete this home. The walk out basement offers the possibility of expansion with very high ceilings.This home is completely move in ready!

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Categories: Sold Homes  


Posted by Julie D'Arcangelo on 7/10/2018

Once you discover your dream house, you probably want to do everything possible to acquire this residence. However, it is important to remain calm, cool and collected as you navigate the homebuying journey. Because if you act too hastily, you risk overspending to purchase your ideal residence.

Let's face it – the temptation to submit an offer to purchase your dream home that may require you to break your homebuying budget can be overwhelming. Lucky for you, we're here to help you consider your offer to purchase closely and ensure you provide a competitive homebuying proposal that won't force you to exceed your budget.

Now, let's take a look at three tips to help you craft a competitive offer to purchase your dream house.

1. Analyze the Housing Market

The real estate market may have major ramifications on the offer you submit to acquire your dream residence, and perhaps it is easy to understand why.

For example, if you are operating in a buyer's market, there likely is an abundance of sellers and a limited number of buyers. If you find your dream house in a buyer's market, you may be able to acquire this residence by submitting an offer to purchase at or near a seller's initial home asking price.

On the other hand, navigating a seller's market may prove to be tricky. In a seller's market, there is a shortage of high-quality houses available and an abundance of buyers. Therefore, if you want to purchase your dream residence in a seller's market, you may need to submit an offer to purchase at or above a seller's initial home asking price.

Consider the housing market closely as you prepare an offer to purchase. If you can differentiate a buyer's market from a seller's one, you can submit an offer to purchase your dream house that falls in line with the current housing market's conditions.

2. Weigh a Home's Strengths and Weaknesses

When it comes to putting together a competitive offer to purchase, it helps to consider a house's strengths and weaknesses. That way, you can account for the costs of any potential home repairs or improvements in your homebuying proposal.

You should consider a home's location as well. For instance, a home in a remote town may prove to be more affordable than a comparable house near a big city. And when you craft an offer to purchase, you should always account for a house's location.

3. Consult with a Real Estate Agent

A real estate agent can help you submit a competitive offer to purchase at any time. This housing market expert is happy to provide a recommendation about how much to offer to acquire your dream home. And if you have homebuying concerns or questions, a real estate agent is ready to respond to them at your convenience.

Want to buy your dream residence? Use the aforementioned tips, and you can avoid the risk of spending too much to acquire your ideal house.




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Posted by Julie D'Arcangelo on 7/3/2018

Home values continue to rise. Many people use their home equity in order to get a bit more financial security. The home equity line of credit can have many different benefits for you. From home improvement projects to a much-needed vacation, you can get the funds that you need for whatever you wish. Turn to your home equity with some careful thought, however. You could end up owing more than your home is worth, which defeats the purpose of tapping into your home equity to begin with. 


Make Your Decision Smart


Your home equity can be a good thing to tap in to if you’re not planning on spending like crazy. Maybe you just want a little extra cash on hand for emergencies. You’ll be prepared for anything unexpected. This could be a smarter decision than just blowing a bunch of money on a vacation, for example. 


Some smart things that you can use your home equity for include:


  • Home renovations
  • Emergency funds
  • College education funds
  • Cash advance


These ideas are investments that can help you to achieve other goals. You should be sure that you’re able to pay the money back. These projects or financial endeavors are much more suited to smart spending than just randomly spending money, buying a car, or other things that will put you in serious debt.


Home Equity Fluctuates


As the market changes, the amount of home equity that you’ll have to tap into does as well. The state of the housing market can actually dictate to you how much money you’ll be able to get. If the market isn’t good, you could end up in the negative financially, so do your research. 


How To Get Your Home Equity


There are a few ways that you can draw from your home’s equity. The first rule that you should understand is that you cannot borrow more than 80% of what your home is worth. Take a full remortgage your home, giving you the full 80% amount that your home is worth in order to take a lump sum. Alternatively, you can take a cash-out refinance where you set the amount of money you’d like to take out of your home’s equity as you refinance the home. You can also take out what’s called a “home equity line of credit,” which allows you to use the amount of your home’s worth as a credit card of sorts. You borrow money as you need it.     


The biggest issue with refinancing is that of planning. It’s important to know why you’re refinancing and what you’re planning on doing with the money. Used wisely, home equity can really be a great financial tool.





Posted by Julie D'Arcangelo on 6/30/2018

WELCOME HOME! Updated Gambrel set on a private 2 acre lot. The first floor boasts an open floor plan, lots of natural light, hardwood floors, recessed lighting, open living room/kitchen, dining room with cathedral ceiling and wood beams, family room with french doors leading to the home office, and a full bath. Upstairs there are 3 bedrooms and another full bath. The spacious master bedroom has skylights and two closets. Other features include gas cooking, newer boiler, tankless hot water, 200 amp electrical, whole house fan, and an unfinished lower level. Outside there is an over sized deck (14x24), large yard with mature landscaping, sprinkler system, and plenty of parking. OPEN HOUSE SATURDAY JUNE 30th FROM 1-3.

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